Shellye Blake REALTOR® - CENTURY 21 Classic Gold



Posted by Shellye Blake REALTOR® on 6/26/2017


19 Anawon Rd, Plymouth, MA 02360

Single-Family

$359,000
Price

6
Rooms
3
Beds
1/1
Full/Half Baths
BEAUTIFUL, LIKE NEW - 3 bed and 1 1\2 bath Gambrel Cape with many updates including : Septic, Roof, Well Pump, Hot Water Heater , Electric, Windows, and Paint since 2011. Pretty granite kitchen with custom tile floor, stainless appliances and breakfast nook, Nice hardwoods throughout whole house, Large master with double closets, Semi finished basement to add as additional usable space. Step out on to deck and enjoy the large lot with irrigation. All this in convenient West Plymouth neighborhood with nearby access to Rtes 3, 44, and 80 as well as Colony Place and Market Basket shopping, downtown Plymouth and waterfront.
Open House
Saturday
July 01 at 11:00 AM to 12:30 PM
Cannot make the Open Houses?
Location: 19 Anawon Rd, Plymouth, MA 02360    Get Directions

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Categories: Open House  


Posted by Shellye Blake REALTOR® on 6/22/2017

This Single-Family in Plymouth, MA recently sold for $365,000. This Colonial style home was sold by Shellye Blake REALTOR® - CENTURY 21 Classic Gold.


141 Herring Pond Rd., Plymouth, MA 02360

Single-Family

$369,000
Price
$365,000
Sale Price

6
Rooms
3
Beds
2/1
Full/Half Baths
NOT THE COOKIE-CUTTER NEW CONSTRUCTION! Attention to detail in this 3 bed / 2.5 bath home with upgraded finishes throughout. Large kitchen features; peninsula/bar, white shaker style cabinets with soft close draws topped with granite, stainless steel appliances, recessed lighting and upgraded pendant lighting along with a huge pantry . Walk out to your deck from breakfast area. Hardwoods throughout first floor, stairs, and hallway. Living room also features recessed lighting. Bathrooms are all equipped with Quartz counters, upgraded lighting and 24" x 12" tile floors. Nice size master bedroom has its own bathroom and a walk-in closet. Upgraded carpet in every bedroom. Picture perfect !!!

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Categories: Sold Homes  


Posted by Shellye Blake REALTOR® on 6/22/2017

Adjustable rate mortgages are also known as “ARM” loans. These are home loans with monthly payments that move up and down along with interest rates and the market. There’s different periods that occur throughout the time of the adjustable loan including an initial period where the rate is fixed for a certain amount of time. The rates will change along with preset intervals of change. 


Rates Start Lower Than Fixed Rate Mortgages


Interest rates during the fixed rate period of an adjustable mortgage are usually lower than that of fixed-rate mortgages. The most common type of adjustable rate mortgage is called the 5/1 ARM. This means that the rate is locked for a total of 5 years before it becomes truly adjustable. After the 5 years the rate will change every year. Other forms of ARM loans are the 3/1, the 7/1, and the 10/1.


Rate Indexes And Margins


Following the fixed-rate period, the interest rate adjusts with what’s titled the index interest rate. This rate is set by the market and is released periodically by an independent party. Since there are a variety of indexes, your loan will state which index your adjustable rate mortgage will follow. To set your exact rate, your lender will look at the index and then add a number of percentage points that has already been set in place. This is called the margin. For example, an index rate of 2.5 percent and a margin of 2 will equal an interest rate of 4.5 percent. As the index changes, this number will go up and down.


Adjustable Rate Mortgages Come With Caps


If you do decide to go with an adjustable rate mortgage, you should know that you’re protected from extreme rate increases. These loans come with caps that limit the amount that both rates and payments can change by. There are several different kinds of caps including:


Periodic Rate Cap

This limits the amount that an interest rate can change from one year to the next.


Lifetime Rate Cap

This type of cap limits how much the interest rate can change overall throughout the life of the loan. 


Payment Rate Cap

This limits how much the monthly payments can rise over the life of the loan in a dollar amount. This is different than other caps, since it denotes dollars instead of percentage points.


Is This Type Of Loan For You?

Adjustable rate mortgages can be good, depending on the state of the economy and your own financial situation. Stay educated and shop around in order to get the best rates available for you.





Posted by Shellye Blake REALTOR® on 6/19/2017


19 Anawon Rd, Plymouth, MA 02360

Single-Family

$359,000
Price

6
Rooms
3
Beds
1/1
Full/Half Baths
BEAUTIFUL, LIKE NEW - 3 bed and 1 1\2 bath Gambrel Cape with many updates including : Septic, Roof, Well Pump, Hot Water Heater , Electric, Windows, and Paint since 2011. Pretty granite kitchen with custom tile floor, stainless appliances and breakfast nook, Nice hardwoods throughout whole house, Large master with double closets, Semi finished basement to add as additional usable space. Step out on to deck and enjoy the large lot with irrigation. All this in convenient West Plymouth neighborhood with nearby access to Rtes 3, 44, and 80 as well as Colony Place and Market Basket shopping, downtown Plymouth and waterfront.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Shellye Blake REALTOR® on 6/15/2017

It's been more than 10 years since American workers started to ask their employers if they could take advantage of telecommuting work arrangements. Today it's not uncommon for employees to work one or more days from a home office.

Right home office setup isn't the most important thing

The numbers of adults who are setting up their own businesses right at home is also growing. Artificial intelligence and robots aren't the only changes that are creating shifts in the world environment. Independent contractors are performing jobs that core employees once fulfilled.

If you're an independent contractor who provides services for a number of organizations,setting up an effective home office can save you time. A reliable computer, backup laptop, operating telephone and a functioning multi-purpose printer are home office equipment basics. Home office mood boosters include large windows that invite lots of natural sunlight inside your office, plants and soothing colors.

A comfortable desk and chair that are adequately aligned by height and width can alleviate back aches and keep you from stretching and straining to reach pens,the telephone and other office supplies. What the right home office equipment,supplies and mood boosters can't do for you is give you healthy home office boundaries.

You need healthy home office boundaries to avoid getting stuck

Absent healthy home office boundaries, you could end up working on projects into the wee hours of the night. Don't be surprised if you hear yourself telling your children to watch television just so they won't make noise or bother you while you rush to finish yet another work assignment.

Time that you spend with your spouse could also suffer. Even while you're out on a date or on vacation, you could be thinking about work that's waiting for you at home. Keep this up and you'll never get a break from work. Don't fall into the trap. Create healthy home office habits by:

  • Establishing the days and hours that you will work from home
  • Sharing your work schedule with your family
  • Learning to say "no" to relatives, neighbors and friends who ask you to run errands while you're working. You may have to persist until everyone understands that just because you're working out of a home office that doesn't mean that you can stop and do them daytime favors.
  • Shutting off your computer at the end of your scheduled work day
  • Putting up an email message that alerts customers and colleagues to the fact that you are away for the rest of the day and will respond to their email on the following work day
  • Letting go of the belief that an organization or person won't make it if you stop working
  • Setting up a separate work telephone number and turning the number off at the end of your work day
  • Signing out of work email accounts at the end of the work day and not checking emails or voice mails until the following work day begins

Working out of a home office has advantages. You'll save on commuting expenses, be where your family is and get to care for pets without paying for a pet sitter. You could also work day and night, including on weekends if you don't create healthy home office boundaries.




Tags: Real Estate   home office  
Categories: Uncategorized  




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